Our Services
We help you save time and money by focusing on lenders and providers whose underwriting criteria will suit you
It is not as simple as looking for the lender with the cheapest rate, or the insurer with the cheapest premium. While the interest rate or premium is key as a starting point, we look at how that might change in the short, medium or long term.
We undertake a comprehensive review of other key factors that affect the real cost to you. For example, some lenders charge arrangement fees that can be large enough to make the overall cost of lending unattractive, when compared to others.
Inheritance tax planning is not regulated by the Financial Conduct Authority
Charterhouse Mortgages & Protection provides effective mortgage and insurance solutions which can help you:
- Save money by not paying too much for your mortgage
- Pay the correct deposit to get the right interest rate
- Avoid paying hefty early redemption penalties or administration costs if you make partial loan repayments during the mortgage term
- Decide how best to structure the term of your borrowing taking into account your age, objectives and retirement plans
- Understand the risks associated with repayment or interest-only mortgages
- Save time and money by focusing on lenders and providers whose underwriting criteria will suit you
- Review how best to use your existing provisions while recommending any suitable and necessary new solutions
- Save money by ensuring you don’t pay too much to protect your assets
- Place your insurance in the right name, ownership and trust, so that your beneficiaries do not pay too much tax when they inherit your estate.
- Secure the best property loan even with complex medical income or employment status
