Financial Protection
You will be familiar with how you protect your property, using buildings and home contents insurance but are you as familiar with protecting your greatest asset – you?
A mortgage is likely to be the greatest financial commitment most people make. Your property may rely on your income to repay the loan.
Events that could stop you earning enough to repay your mortgage include:
- Short-term or long-term illness
- An accident
- A serious illness – such as cancer, stroke or heart attack
- Death (yours or a partner)
- Any of these happening to a tenant in your buy-to-let
How long will your current provisions last?
You may have plans in place already but are they sufficient and how long will they last? The first step we take is to check what you have already and how that contributes to the solution. Should you need to build on your existing plans we will always consider your overall objectives and budget.
So, is protection only about your mortgage?
The first aim of protection is to help you keep your home (or property). The second aim is to maintain your, and your family’s, standard of living should something terrible happen.
Why choose Charterhouse Mortgages & Protection?
We help you save time and money by focusing on lenders and providers whose underwriting criteria will suit you.
We make sure you are not paying more than you need to for your mortgage.
We undertake a comprehensive review of key factors that affect the real cost of your loan.
We provide clear details on what our total fee is, the advice or service it relates to and how we’ve calculated it.
Ready to start your property journey with Charterhouse Mortgages & Protection?
Let us phone you at a convenient time to discuss how we can help.